1. Use an Affordability Calculator.
2. Learn how debt factors into lender’s decision to give or approve you of a mortgage.
3.Get pre-qualified to understand more about your budget.
4. Work on your credit score.
5. Work with an experienced agent who can help you identify deals in your market and write up the best offer.
6. Use a house hunting checklist to set your expectations and adjust as needed.
7. Consider a fixer-upper.
8. Research low down payment or first-time home buyer options.
9.Look for ways to lower buying costs, including hidden costs.
10. Consider house hacking.
